It's often said that what one person does is insignificant in the grand scheme of things. I don't believe that's true. I believe that one person can make a difference and some of what you do in your life rubs off, whether you are aware of it or not, and somebody else's life is modified, hopefully for the better.
You can even take this theory and apply it to entire countries. Economic disasters do not usually come out of thin air, whether they are individual or worldwide. Millions of calls and actions like yours can change ecomonies. What you do, does matter.
One of the key issues of living simply is living within your means, and not amassing debt. The greatest transfer of wealth in many generations is happening because so many people decided it was better to live in the 'now' and not worry about the future.
Keeping debt free, setting up a budget and having a monthly, family budget get together. This is most likely the single smartest thing you can do to guarantee your monetary security.
Budgeting helps because when you decide ahead how much to spend in each of your budgeted classes, you are rather more likely to adhere to it. You can set up a fund that is devoted only to emergencies. Even if you put in only $5 a week, it's better than nothing. The most important thing is to get started.
Money concerns prepare the ground for chronic stress, which inevitably leads to unnecessary aging and sickness. It is not the smartest plan to finance your pricey lifestyle on credit. Keeping up with the Joneses, as they say, will probably lead to bankruptcy and maybe even your death from the stress of it all.
When at last you do reach the end of your credit boundaries and a time of reckoning comes, it is definitley better to be prepared. The pursuit of wealth, pleasure, and power, beyond basic desires, is addictive and destructive to one's self and to those in need.
Frugal living and budgeting do not mean you live like a miser. You simply decide what's the most important use for your hard earned dollars.
